Benefit Administrator Login

 

NOT A MEMBER?
More Info

 

Terms of Use


Please read these Terms of Use carefully. These Terms of Use govern your access and use of this Web Site. By accessing or using this Web Site you agree to be bound by these Terms of Use and to any additional guidelines, restrictions, or rules that may be posted in connection with specific sections or services of this Site. All such additional posted guidelines, restrictions, or rules are hereby incorporated by reference into these Terms of Use. You should review these Terms of Use each time you access this Web Site.

Intended Use

The information on this site describes benefits available through the IBA Group Insurance Trust (Trust). It is intended only to provide a brief overview of coverage. In the event of any conflict or inconsistency between the information on this site and the information contained in the underlying plan documents, the plan documents will in all respects control and govern.

The description of products and services contained on the Web Site are offered as a convenience and do not contain all of the terms, conditions, limitations and exclusions that may be applicable. If any provision is not explained or only partially explained, your rights will always be determined under the provisions of the underlying plan documents. For complete plan details, please contact the Plan Insurer, Principal Financial Group.

Limitation of Liability

The Trust Web Site may contain inaccuracies or typographical errors. The Trust makes no representations about the accuracy, reliability, completeness, or timeliness of the material. The use of the Web Site and the material is at your own risk. Changes are periodically made to the Web Site and may be made at any time.

The TRUST DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL GOODS. THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE-INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS-ARE PROVIDED “AS IS” WITHOUT ANY WARRANTIES OF ANY KIND. THE TRUST EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS

The Web Site may provide for your convenience and information links to other World Wide Web Sites. Because the Trust does not have control over these sites, the Trust is not responsible or liable, directly or indirectly, for any damage or loss caused, or alleged to be caused by the use of Web Sites the Trust does not own. The Trust is not responsible for any content, advertising, product, or any other matter or issue, available through the World Wide Web, whether linked to, or from, the Trust Web Site.

Copyright

The content found on this Web Site, including without limitation, the text, graphics, videos, selection and arrangement of information, and page layouts, is protected by copyright. You may not use any of the trademarks, service marks or logos found on this Web Site without the specific written consent of the Trust.

You may download and print copyrighted materials only for your personal non-commercial use, or for distribution to participants in a Trust employee benefit plan. You may not otherwise copy, reproduce, recompile, decompile, disassemble, reverse engineer, distribute, publish, display, perform, modify, upload to, create derivative works from, transmit, or in any way exploit any part of the information or materials on the site.

Termination

The Trust may terminate or limit your access to this site at any time without notice.

Changes to the Terms of Use Statement

This Terms of Use Statement may be changed at any time at the sole discretion of the Trust.